Chase Private Client Deposit Account Agreement

5 Chase QuickDepositSM is available for select mobile devices. Log in to Chase OnlineSM and download the chase mobile® app. Message and data plans may apply. Subject to eligibility and further review. Deposits are subject to review and are not available for immediate withdrawal. Deposit limits and other restrictions apply. For more information and eligible mobile devices, see chase.com/QuickDeposit. There are many benefits to most products and services, and we find that different people have their own favorites. Some people like to have less monthly fees, such as no Chase fees for bank transfers and withdrawals to non-Chase ATMs.

In addition, we will reimburse you for the breathing fee charged by the owner of the ATM. Others like that you can travel without exchange rate adjustment fees for debit card purchases and have access to free Arts & Culture passes to select U.S. cities (if available) that allow you to explore the best of your city. We even find that many people sign up for Chase Private Client who are excited about an advantage just to make the most of other benefits they hadn`t considered before. There is no monthly service charge for Chase Private Client CheckingSM if you have one of the following monthly billing periods: an average start-day balance of $150,000 or more in a combination of that account and related eligible deposits and investmentsb, or you have a linked Chase Platinum Business CheckingSM account. Otherwise, there is a monthly service fee of $35. 6 Chase QuickPay® with cellular®: Connect to Chase QuickPay® with Zelleiserrequis®. Both parties need a U.S.

bank account; only one needs an eligible Chase account. Funds are usually made available within minutes if the recipient`s email address or U.S. mobile phone number is already registered with Zelle (go to register.zellepay.com to see participating banks). Selected transactions can take up to 3 business days. Sign up in the Chase or Chase Online mobile app. Restrictions may apply. Message and data plans may apply. 3 No fees for insufficient funds and returned items – When items are presented or withdrawal requests are made to an account with insufficient funds over four business days or less during the current and previous 12 billing periods. 7 Your family members must be upgraded to a Chase Private Client account to receive product and pricing privileges.

Minors under the age of 18 cannot own a Chase Private Client CheckingSM account and therefore cannot enjoy all the benefits of Chase Private Client. 4 Other financial institutions and Chase may deduct fees and/or charges from the amount of incoming transfers, thereby reducing the product credited to your account. Any deductions we make may include a processing fee charged by Chase. Small business specialists provide financing and advice, help businesses improve their cash flow, and provide solutions for accepting and executing payments. Many entrepreneurs are entitled to a dedicated business banking relationship manager who is specially trained and experienced to work with companies. You can also take advantage of our Platinum Business services, which do not incur any fees for electronic filings. You can choose between additional benefits, either a reduced minimum balance requirement on the Chase Platinum Business chequing account® or no monthly service fee on a Chase Total Business chequing account®. Learn more about Chase Business Banking. 2 This service starts on the business day following the opening of the account. Some ATM owners/networks do not identify these fees in the information they send us and, therefore, we may not refund the fees automatically. If for any reason the refund is not processed, please contact us. If you choose to convert an international transaction to U.S.

dollars, either at an ATM or during a purchase, foreign currency commissions and fees included in the third-party exchange rate will be excluded from Chase refunds. To open a Chase Private Client SavingsSM account, you need a Chase Private Client checking account. . Chase can offer a CD scale, which is a group of four CDs that are opened simultaneously for the same amount but with different conditions. As each CD matures, its execution time changes to the longest running time of the original group. For example, in a scale of 12 months, we will open four CDs with original terms of 3, 6, 9 and 12 months. .